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Easy-to-read HomeReady home loan guidelines with current mortgage rates attached. Use income from relatives & non-relatives to get approved for a mortgage.
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Home Ready – Mortgage.info – The home ready loan is designed by Fannie Mae for creditworthy borrowers who may have a moderate to low income. This loan can make a great mortgage loan for first-time home buyers. This is due to the expanding eligibility for financing homes in low income, minority, or disaster-impacted areas.
HomeReady Mortgage – Fannie Mae | Home – Unlike government-insured loans, with HomeReady, borrowers may have the option to cancel their mortgage insurance once their home equity reaches 20%. This can result in lower monthly payments down the road *Restrictions apply.. not affiliated or endorsed by Fannie Mae.
Fannie Mae replaced its HomePath mortgage with a new, 3% down program called Home Ready. First-time buyers and investors have used the program with success.
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