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Published on: August 1, 2009. Most condominium documents require condominiums to be insured at full replacement cost. However, most insurance policies do.
Literally speaking, a condo can be a tough sell in a bad housing market. That’s because, for the most part, a condo is a substitute house. They’re the kind of property people buy only in the most robust markets. But detached houses on privately owned lots tend to be more liquid in all kinds of markets. There’s also the individuality factor.
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Because the property includes rights to the land underneath the house, a site condo is typically more expensive than a regular condo, but it’s still less expensive than a single-family home.
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Exactly like a house, you buy the condo and own the condo. However, similar to an apartment, many of your maintenance needs are met by.