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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.
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A home equity line of credit, also known as a HELOC, is a revolving line of credit secured by your home. Homeowners often use home equity lines of credit for large expenses such as home improvements or debt consolidation.
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Depending upon the value of your home, outstanding mortgage balance, credit history and other factors, you may qualify for a home equity line of credit.
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