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These are the ways student loans stop people from buying a house – Then came the bad news. People’s monthly student loan payments can eat up a large slice of their income, threaten to push down their credit scores and make saving nearly impossible – all huge.
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Mortgage loan – Wikipedia – This down payment may be expressed as a portion of the value of the property (see below for a definition of this term). The loan to value ratio (or LTV) is the size of the loan against the value of the property. Therefore, a mortgage loan in which the purchaser has made a down payment of 20% has a loan to value ratio of 80%.
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