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Mortgage pre-approval is an evaluation by a lender that determines if you would qualify for a home loan. It also shows how much the lender would be willing to lend you. Getting pre-approved is the first step towards getting a mortgage, but it does not guarantee a loan.
Get pre-approved for a mortgage Speaking to a lender and getting pre-approved. Do your research Take the time to search homes online within your budget and then tour the homes in person. Consider.
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A Pre-Approval Letter from a direct lender is the strongest possible evidence of a homebuyer’s ability to obtain a mortgage. Upon completing your online application, your Loan Officer will provide you with a list of income and asset documentation to submit through a secure website portal. Upon review and approval by our in-house underwriting department, your Loan Officer will issue a Lender Pre-Approval Letter to attach to your offers.
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This process is what’s called getting pre-approved for a mortgage home loan. Getting pre-approved for a mortgage loan is not a guarantee and it does not obligate the issuing bank in any way, however a mortgage loan preapproval can give you and give sellers confidence that you can get approved for a mortgage the kinds of homes you want to buy.
Getting a mortgage pre approval can put you ahead of other buyers and speed up the mortgage process, helping you secure your dream home. Find out how to get preapproved and get a customized list.