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Current Home Equity Loan Rates NJ | Spencer Savings Bank – Information about the current home mortgage rates and home equity rates in New Jersey. Serving customers in Bergen, Passaic, Union, and Morris County NJ.. Today’s Home Equity Rates. Home Equity. Fixed Rate Loan; Spencer. As of 1/31/19 the prime was 5.50% resulting in a rate of 6.50%. All.
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